About

Why Mortgage Fixed Stands Out

  • We have access to over 12,000 mortgage deals so we can find the right mortgage for your circumstances. We also get access to exclusive rates that cannot be found on the high street.
  • Our personalised service adapts to your availability whether evenings or weekends and we can speak to you either on the phone, face to face or video call.
  • We pride ourselves on our professional, friendly service, which continues throughout the lifetime of your mortgage journey.
  • We tailor your financial protection recommendation around your existing cover, benefits, budgetary preferences and your attitude to risk. Everyone’s circumstances are different.
  • We believe in giving back to the community and are proud affiliate partners of Shelter and Ecologi.

Craig Morrison

Director

Ross Hammond

Director

Steven Lamb-Troy

Mortgage Adviser

Craig Walker

Mortgage Support Manager

Mortgage Fixed's Stuart Reid

Stuart Reid

Mortgage Administrator

We believe in giving back to the community and are proud affiliate partners of charities

First Time Buyers with Shelter

Mortgage Fixed has clients right across the UK so it was important to us that we supported a national charity and we know how important a home is to each and every person.

For every First Time Buyer that completes a mortgage with us, we donate in their name to Shelter to help provide toys for children through their Homestarter kits. 

When people donate homeware and furniture to the shops, Shelter use some of it to create Homestarter kits. 

They give these kits to people who have recently experienced homelessness and need to make their new home safe, secure and comfortable. Toys are an important part of any child’s home and Shelter’s Homestarter kit initiative sends toys out to some of the families they help. 

After all, a home is about more than just a roof over your head – it’s a place to make memories.

Green Mortgages with Ecologi

For every Green Mortgage that completes, we plant 20 new trees in their name through Ecologi.

Why trees?

Well, Forest restoration and reforestation are well-known climate solutions because of trees’ ability to absorb carbon from the atmosphere and store it in their biomass.
This carbon absorption ability is entirely natural, and far exceeds the efficiency of any man made carbon removal tech that currently exists.
As well as carbon sequestration though, planting trees is a wonderful thing to do for a number of other reasons:

Trees provide habitat, shade, shelter, and food for local wildlife. Planting trees therefore supports biodiversity and helps to prevent species loss.

Trees can provide products that local people can use and sell – like fruits and nuts – without harming the trees themselves.

Degraded soil increases the risk of landslides and desertification, and the roots of trees help to stabilise the soil and minimise this risk for local communities.

Trees can help to purify air and water sources, providing better health outcomes for local communities.

Coastal tree species like mangroves provide excellent natural barriers which protect the shoreline from storms.

Trees make us feel better: research suggests they have a positive impact on our mental health.

What our clients say about Mortgage Fixed

We pride ourselves on providing the highest professional service possible.

Craig has helped me source both normal and buy to let mortgages on many occasions. He always presents the available options clearly and turns applications around quickly. I would not hesitate to recommend.

ROBERT LOVETT

Craig was a godsend when it came to sorting out my mortgage. As a first time buyer - during a very turbulent time inflation wise - I was understandably nervous, but Craig talked me through each step of the process and found me a mortgage I could afford, on a 5 year fixed term basis which alleviated my fears around the cost of living. Craig obviously had his finger on the pulse when it came to mortgage and insurance options and I couldn't recommend his services more highly.

SARAH DRUMMOND

Very thankful to Ross Hammond for patiently guiding me through our mortgaging process. I was given a good variety of options to consider and helpful advice. Never once felt pressured to make a decision. Definitely recommend.

JOHN M

Mortgage Fixed saved me over 30% on my flat by switching my mortgage. The service from Ross was friendly & professional at all times. I was amazed at how quick the whole process was and I look forward to using Mortgage Fixed again when I’m ready to move. Thank you again for all your help.

ROSS K

We have used Ross and his team several times in the past to assist with mortgage and life insurance matters for our family.  Each occasion has been stress free and I believe Ross has sourced us the most competitive rates available in the current market and we have had a smooth transition of products on each occasion. Highly recommend to all - be first time buyers or remortgaging. 5 STARS!

SARAH C

Craig has been absolutely fantastic in helping me sort out my mortgage. It's fair to say it hasn't been straightforward but Craig has taken complete ownership of any issues that have arisen and worked hard to solve any problems I encountered. I was feeling very anxious about arranging a new mortgage when my deal came to an end, but Craig has had it all under control from the first time I spoke to him. The communication from Craig has been brilliant, the replies are always very quick and no matter how I contact him, email, text or a call he is always available and has all the information to hand. I dare not think where I would be with my new mortgage application without Craig, he has taken so much pressure off me and I have complete faith in everything he does. Many thanks, Craig. 

RUSSELL NELSON

The important small print

Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.